Whatever the reason
Find a loan that suits your circumstancesApply For a Loan
Search for your loan today! We won’t check your credit score until we get consent
Whether you are needing a new car or doing some home renovations. Find the loan that is right for your circumstances with the correct monthly payments and time scales.
We can also offer a variety of loans.Apply For a Loan
Buy a Car
A soft credit check is an initial look at certain information on your credit report. We perform a soft search to decide how successful your application would be without conducting a “hard search” (full examination of your credit history).
Crucially, soft searches aren’t visible to companies – so they have no impact on your credit score or any future credit applications you might make. Only you can see them on your report, and it doesn’t matter how many there are. This will not affect your credit score. We carry this out before we carry out a full search.
You provide us with some basic information about yourself, and we use this to find your credit file and credit history. We may ask the reasons for the loan. We can then use this information to find the right loan provider and calculate your chances of being accepted for the loan.
We are a family run business with years in the industry, keeping our customers interest at the heart of our business. We are a main lender and a broker. This way gives us the best possible position to meet the needs of our customers. We may charge a broker fee depending on the loan type. This will all be made clear before agreeing to terms of the loan.
Once you have provided some of your information, we can then do a soft search on your credit file. This allows us to look at your credit history and see the chances of being approved for a loan before we apply with certain lenders. This gives us the best chance of getting the right loan for you. A soft search does not leave a mark on your credit score.
After you have supplied some basic information and have been pre-approved this means you have passed the credit worthiness and affordability. We still will need to do some Anti Money Laundering checks to make sure there is no fraud. This will mean verifying your identity & Income. We can then apply for the loan this will leave a hard search on your credit file. Which will be visible to other lenders.