Getting in touch with Portland Finance

For all enquiries:

E: info@portlandfinance.co.uk

T: 01273 021215

HQ: 148 Portland Road, Hove, East Sussex, BN3 5QL

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Search for your loan today! We won’t check your credit score until we get consent

Why get your loan through Portland finance?

Results that are specific to your needs.
We are a main lender, broker and introducer so we can find the right loan for you
Reliable & honest feedback so you know the possibility of getting a loan.
Know that what we offer is what you can get.

Why get your loan through Portland finance?

Whether you are needing a new car or doing some home renovations. Find the loan that is right for your circumstances with the correct monthly payments and time scales.

We can also offer a variety of loans.

Apply For a Loan

Debt Consolidation

Home Improvement

Buy a Car

Holiday

Bridging Loan

Wedding

Business Loan

Other

We use your details and will perform a soft credit search. This will not harm your credit score

A soft credit check is an initial look at certain information on your credit report. We perform a soft search to decide how successful your application would be without conducting a “hard search” (full examination of your credit history).

Crucially, soft searches aren’t visible to companies – so they have no impact on your credit score or any future credit applications you might make. Only you can see them on your report, and it doesn’t matter how many there are. This will not affect your credit score. We carry this out before we carry out a full search.

How the eligibility checker protects you?

You provide us with some basic information about yourself, and we use this to find your credit file and credit history. We may ask the reasons for the loan. We can then use this information to find the right loan provider and calculate your chances of being accepted for the loan.

Who we are and what we charge

We are a family run business with years in the industry, keeping our customers interest at the heart of our business. We are a main lender and a broker. This way gives us the best possible position to meet the needs of our customers. We may charge a broker fee depending on the loan type. This will all be made clear before agreeing to terms of the loan.

How it works

Once you have provided some of your information, we can then do a soft search on your credit file. This allows us to look at your credit history and see the chances of being approved for a loan before we apply with certain lenders. This gives us the best chance of getting the right loan for you. A soft search does not leave a mark on your credit score.

What happens next?

After you have supplied some basic information and have been pre-approved this means you have passed the credit worthiness and affordability. We still will need to do some Anti Money Laundering checks to make sure there is no fraud. This will mean verifying your identity & Income. We can then apply for the loan this will leave a hard search on your credit file. Which will be visible to other lenders.

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